Rates and terms
Clear pricing, shown up front
Your exact rate depends on a few things, like how much you borrow and for how long. Here is the full range and a real example, with nothing buried in the fine print.
APR range
5.99% to 35.99%
Fixed for the life of your loan
Loan amount
$1,000 to $250,000
Personal, business, and auto
Origination fee
0% to 3%
Taken from your funds, never a surprise
A real example
A $5,000 loan at 18.99% APR
These figures include a 3% origination fee and assume you pay on time. Your actual numbers are always shown in full before you agree to anything.
| Term | Monthly payment | Total of payments | Total interest | Total cost |
|---|---|---|---|---|
| 12 mo | $460.76 | $5,529.11 | $529.11 | $679.11 |
| 24 mo | $252.02 | $6,048.45 | $1,048.45 | $1,198.45 |
| 36 mo | $183.25 | $6,597.17 | $1,597.17 | $1,747.17 |
| 48 mo | $149.47 | $7,174.76 | $2,174.76 | $2,324.76 |
| 60 mo | $129.68 | $7,780.51 | $2,780.51 | $2,930.51 |
This is an example for illustration, not an offer. Paying late may add fees, and those are spelled out clearly in your agreement before you ever sign.