Rates and terms
Clear pricing, shown up front
Your exact rate depends on a few things, like how much you borrow and for how long. Here is the full range and a real example, with nothing buried in the fine print.
APR range
2.99% to 19.99%
Fixed for the life of your loan
Loan amount
$1,000 to $250,000
Personal, business, and auto
Origination fee
0% to 3%
Taken from your funds, never a surprise
A real example
A $5,000 loan at 10.99% APR
These figures include a 3% origination fee and assume you pay on time. Your actual numbers are always shown in full before you agree to anything.
| Term | Monthly payment | Total of payments | Total interest | Total cost |
|---|---|---|---|---|
| 12 mo | $441.88 | $5,302.62 | $302.62 | $452.62 |
| 24 mo | $233.02 | $5,592.38 | $592.38 | $742.38 |
| 36 mo | $163.67 | $5,892.12 | $892.12 | $1,042.12 |
| 48 mo | $129.20 | $6,201.76 | $1,201.76 | $1,351.76 |
| 60 mo | $108.69 | $6,521.23 | $1,521.23 | $1,671.23 |
This is an example for illustration, not an offer. Paying late may add fees, and those are spelled out clearly in your agreement before you ever sign.